OVER the last 10 years there has been a steady growth in the number of UK residents taking their cars abroad with on average an annual increase of 10 per cent, Since 1991 the overall increase in people visiting Europe with their car has increased by 45 per cent.

Before deciding to take your car to the continent financial provider Co-operative Insurance Society (CIS) is urging motorists to make sure they have adequate insurance cover for their journey, not just for their car but also for other things such as personal accident, medical/legal expenses and additional property such as a caravan or trailer.

In the event of an accident or injury there may be a need to settle hospital bills, etc, so its essential you have adequate travel insurance, too.

Breaking down on the continent can be expensive so its advisable to arrange breakdown cover that also operates on the continent.

Contact your insurance company and check your existing cover and make sure it does not expire before you return to the UK. In some cases a Green Card may be required when travelling within the EEC. A Green Card is an International Motor Insurance Certificate, which ensures that the motor insurance cover you enjoy in the UK, is extended to operate while you use your car within the EEC.

General hints and tips on travelling abroad include:

You should check you have the correct documentation with you and that they are current and will remain valid for the duration of your trip such as:

n Valid 10 year passport

n Vehicle, medical and personal insurance

n Vehicle registration document or a letter of authorisation for use abroad from the registered owner (common in the case of company cars)

It’s useful to make sure you have a medical kit and warning triangle (for use in the event of a breakdown or accident) in some countries it is compulsory.